For years, incentives to first time home buyers has been almost non-existent due to lack of funds on local, state and federal levels.

As the housing market begins to regain momentum, government and financial institutions alike are beginning to leverage their resources and resume offers for amazing promotions to first time buyers.

Anthony Nitz, Local Loan Officer and owner of WishLoanProgram.com reports;

1. There has been a steady increase in available down payment assistance programs and

2. An increase in the number of first time home buyers looking for them.

Nitz, a specialist in first time buyer programs says "More than ever before, first time buyers need these assistance programs simply because unlike the past, there just are not a lot of loan options for them to pick from". He indicates that even among first time buyer programs there are good ones and bad.

Nitz' assistance program at WishLoanProgram.com offers a $3 match to every $1 the buyer puts toward down payment and closing costs. The maximum match is $15,000. Nitz says "This allows a lot of buyers who are capable of making a monthly payment but are short on cash to still buy their first home while prices are still relatively low." The program can be used in conjunction with FHA, VA and Conventional financing in any state in the USA.

Anthony Nitz encourages first time buyers to check around and do some research to see what is available in the local community as well. It may take a little time before lenders start prominently promoting these programs so you have to find them.

First time buyers interested in learning more can visit http://WishLoanProgram.com or contact Anthony Nitz directly by calling 714-900-2710 for more information.

Anthony Nitz has served in the lending and real estate industry for over 20 years and is registered with the NMLS #996152 and is licensed with the California Bureau of Real Estate bre#01230064