Have you been refused life insurance in the past? Are you self-employed? Do you want to enjoy an active retirement? If you have answered ‘yes’ to any of these questions, have you considered taking out a personal accident insurance policy? To find out how you can benefit from this type of policy, read on!A new quick quote service has been launched to help you find competitive prices for personal accident insurance. Gilbert Aguirre Insurance prides itself on providing you and other customers with affordable options whether you need cover for critical illness, disabilities, dental or vision care, or your children.You can find out more at https://quotebuyonline.comThe newly launched quick quote service enables you to find a policy that best meets your needs and budget. The team say there are many reasons why you may want to consider getting personal accident insurance.For instance, as we age, we become more vulnerable to accidental injuries. Extended recovery periods mean medical bills for treatment and recovery can easily add up. Personal accident insurance provides essential coverage against accidental injuries, which means you can be reimbursed for medical expenses resulting from accidents.In addition, hospitalization benefits can help you to pay for alternative treatments, and should accidental death occur, a lump sum is payable. You may opt for personal accident cover as it offers financial protection when you need it most.In case you are wondering, benefits of personal accident insurance include the fact there is no medical underwriting involved, which makes it a useful option for you if you have been refused life insurance in the past for any number of reasons.Compared to other insurance policies it is relatively affordable due to factors such as your location and the level of coverage you require. In addition, this type of coverage is appealing when traditional policies are too costly.If you are self-employed, you may benefit from this type of policy as you may not be covered for sick leave. Having a personal accident policy in place can protect the finances of you if you are a business owner or individual and you work for yourself.Personal accident insurance is also useful if you intend to stay physically active during retirement or beyond. It provides peace of mind as many people with these policies feel they are financially secure whatever happens in the future.A company spokesperson said: “In the event of an accident, personal accident insurance covers you if you become disabled; unable to work; or have a defined injury such as loss of eyesight or hearing, and fractured bones.”“There are other benefits including the fact that premiums are tax deductible. We recommend you check the terms of each policy you are considering, so you can learn more,” they added.You can find out more via the link provided!